We Fight for and Defend Your Future

Federal benefits deserve a coordinated retirement plan.

Protection for the people you love. Retirement savings for financial goals, freedom and legacy.

Standing Paladin guardian with a red and white cape, purple band, and shield marked FERP

FERP defined

One future. Two connected decisions.

On this site, FERP means Federal Employee Retirement Plan. It is more than a pension calculation. It should help protect your family and turn savings into usable retirement income for the future you choose.

Protection

Life Insurance

Compare federal coverage, costs, beneficiaries and private life-insurance options.

Financial Goals & Legacy

TSP

Turn retirement savings into the freedom and future you choose.

Education before recommendation

Choose the review that matches your goal.

Start with education, review company information and consumer brochures, then complete the needs analysis when you are ready.

Life Insurance Review TSP & Annuity Review

Explore by age

What deserves attention at your stage?

Choose your age band, then explore Life Insurance or TSP planning. Age is a starting point—not a recommendation.

40–45Build the foundation

Life Insurance TSP Planning

46–50Measure the gaps

Life Insurance TSP Planning

51–55Prepare for decisions

Life Insurance TSP Planning

56–60Coordinate the pieces

Life Insurance TSP Planning

61–65Protect the outcome

Life Insurance TSP Planning

For federal employees and retirees

Retiring, separating, or age 59½-plus?

Choose the educational review that fits your situation. There is no obligation and no requirement to transfer or replace anything.

Life Insurance ReviewReview rising Optional FEGLI costs, coverage reduction or elimination, and the cost of keeping 100% Basic coverage. TSP & Annuity ReviewReview access, control, income and rollover choices.

Independent educational resource. Not affiliated with or endorsed by OPM, the TSP, or any U.S. government agency.

Let us fight for and defend your future.

Independent educational resource. Federal Employee Retirement Plan is not affiliated with or endorsed by OPM or any U.S. government agency. Information is general and is not individualized investment, tax, legal or insurance advice.